Safety Tips to Prevent and Reduce Loss

AMERIND is dedicated to providing resources and education to our members and customers to help them avoid losses. As you look at the operations and processes conducted within your structure, there are many hazards that may influence the frequency and severity of your losses from fire. Together, we can prevent fires in Indian Country.

COMMON AND SPECIAL HAZARDS

Fire hazards exist in almost every class of business occupancy, usually relating specifically to the following areas:

  • Housekeeping
  • Heating equipment
  • Electrical equipment
  • Smoking

RISK MANAGEMENT PROGRAM GUIDELINES

An effective risk management program consists of:

  • Daily monitoring of housekeeping activities
  • Consistent adherence to relevant codes and standards
  • Effective pre-fire planning and training
  • Active support of top management and cooperation of all other levels of management

ELEMENTS OF FIRE PROTECTION

Fire protection includes all the measures taken to protect lives and property from fire damage and consist of fire prevention, fire detection, and fire suppression. To reduce the risk of fires, make sure your organization schedules regular inspections of all your fire protection equipment.

Fire Prevention are the measures taken to reduce the likelihood of fire and reduce fire losses including:

  • Improving housekeeping
  • Enforcing rules for handling hazardous substances
  • Controlling ignition sources
  • Conducting frequent inspections

Fire Detection are the measures and equipment used to detect fire and alert the fire service when a fire breaks out. Early detection reduces the severity of fire losses. Fire Suppression are the measures and equipment used to contain and extinguish a fire such as sprinkler systems, fire extinguishers, and fire brigades. Efficient fire suppression greatly reduces loss severity.

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